A flood insurance policy protects your home and belongings if they are damaged in a flood. A flood policy would cover damage that is caused by rising water. Typically, homeowners’ insurance does not cover flood damage.

What We Offer
Basic Flood: A basic flood insurance policy will provide coverage for structural damage and basic contents.
Dwelling coverage: covers repair or replacement costs for damage to the building's structure, including walls, floors, and foundation.
Contents coverage: includes reimbursement for essential
personal belongings damaged by floodwaters, such as furniture, clothing, and appliances.

The NFIP program offers coverage of up to $250,000 for the dwelling and $100,000 for contents. Private and excess flood coverage options are also available. Additionally, private markets are available for basic and excess flood coverage that offer more extensive protection, including higher coverage limits for your dwelling and contents. This is ideal for high-value homes or properties with expensive contents, ensuring that even significantdamage is fully covered.