IAT Inc. | Insurance and Trust
Proudly providing exceptional coverage, exemplary service, and unexpected value for over 25 years!
Meet Our Founders
Jeff and Michael Chernoff are a father-son duo with a strong legacy in the insurance industry. With over 50 years of combined experience, Jeff, the President of Insurance and Trust, leads a team specializing in a wide range of insurance services, while actively contributing to the Tampa Bay community through leadership roles in local organizations. Michael, a seasoned insurance professional, focuses on providing personalized risk management solutions for high-net-worth clients, including home, auto, and asset protection. Together, they are dedicated to building lasting relationships and offering tailored insurance strategies to meet the unique needs of individuals, families, and businesses.

Homeowners Insurance
We look at premiums from all angles to get you the best policy to cover you and your property.
Life Insurance
When it comes to life insurance, there are two primary types: term life insurance and permanent life insurance. Within each category, there are several different types of policies that can help you achieve specific financial goals.
Flood Insurance
Protect your property with reliable flood insurance: comprehensive coverage for peace of mind.
Automobile Insurance
We provide a diverse selection of car insurance coverages to fit the needs of all drivers, ensuring you're protected on the road.
Watercraft Insurance
Boats require specialized coverage. Bundle your boat policy with auto or homeowners insurance to enjoy premium discounts and complete protection.
Disability Income
Even if your work has coverage, it's likely only for half your income. We'll set you up with the right amount for your lifestyle. Unlike a group plan through work that can end when you leave, our coverage stays with you.
Umbrella Insurance
Umbrella insurance provides an extra layer of protection that goes above and beyond your existing auto, home, or boat insurance.













Contact Us
Hours of Operation:
Monday 9AM – 5PM
Tuesday 9AM – 5PM
Wednesday 9AM – 5PM
Thursday 9AM – 5PM
Friday 9AM – 3PM
We look forward to hearing from you.
8548 North Dale Mabry Hwy.
Suite 2A
Tampa, Fl 33614
Main: (813) 933-7333
Fax: (813) 537-2128