Advocacy Day

Advocacy Day

events, insurance
Jeff Chernoff went to DC this week 11/ 28/2017 with the NAIFA Florida Delegation to meet with elected Officials to discuss Tax Reform for Advocacy day. Some people he met included Cathy Castor, Vern Buchanan and Staffer Alex Cisneros for Congress Carlos Curbelo.
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Risk, Reality and the American Dream

Risk, Reality and the American Dream

auto, events, life insurance
We all value different things. Some of us value the security of work, others value the comfort of family or the feeling that comes from the enjoyment of our German cars and vacation homes. Others simply value that very first starter home we just purchased. The acquisition of these assets, usually comes from years of hard work and very serious effort and we deserve them because we earn them. As such, the last thing we ever want to do, is lose the assets we worked so hard to acquire. Day after day, we move forward and utilize our smarts and our energy to create our own personal American dream.Sadly, we seldom talk about the monster in the room; the white elephant called risk because risk frightens us and as such,…
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Insurance and Trust |Boat Insurance | Jennifer Versaggi

Insurance and Trust |Boat Insurance | Jennifer Versaggi

auto, life insurance
Living in Florida, there is nothing more fun or exciting as boating in the summer. It is no wonder that 75 million people participate in recreational boating in the United States according to the 2012 data from the National Marine Manufactures Association. However, many people are confused and not sure as to what boat insurance is and why they need it. Below are just a few basics to get you started. If you are new to boating, you may think that your homeowner’s insurance policy will magically stretch to cover your boat. Sadly, this is not the case. Your boat has absolutely nothing to do with your home’s policy, just like your car can’t be covered under your homeowner’s policy. Boats are unique and require a separate policy. However, depending…
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Insurance and Trust | Hurricane Season | Jennifer Versaggi

Insurance and Trust | Hurricane Season | Jennifer Versaggi

Uncategorized
Are you ready for the 2016 Hurricane Season? The 2016 Atlantic Hurricane Season begins on June 1, 2016 and will end on November 30, 2016. This year the National Oceanic and Atmospheric Administration (NOAA) has forecast that hurricane season will be from near normal to hyperactive. With that I mind, we here at IAT want to help you prepare for a potential land falling tropical storm or hurricane with 5 easy steps. Step 1 – Determine your Risk: Find out what type of wind and water hazards could happen in the area you live. Hurricanes are not just coastal problems. In fact, inland flooding is the most frequent case of tropical cyclone fatalities. Tornadoes are also commonly spawned by a hurricane and can cause damage far away from the center…
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Insurance and Trust | Is your Bling covered? | Jennifer Versaggi

Insurance and Trust | Is your Bling covered? | Jennifer Versaggi

events, Uncategorized
Guess what?…Your homeowner’s or renter’s policy doesn’t cover your engagement ring and other fine jewelry for loss or damage, and your policy likely provides only small and limited amounts in the event of theft. For example, most homeowner’s policies will pay a maximum of only $1,000 for jewelry theft, and a typical renter’s policy has even lower limits of $500. The good news is that you can purchase a policy to cover jewelry for reason other than theft, such as being lost, or damaged! When purchasing this type of coverage, here are some questions you might want to consider asking: - Is an appraisal required? The answer is typically yes, if you want a particular item scheduled. For example, an engagement ring, Rolex watch, or a family heirloom which has…
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Insurance and Trust | Why Do I need flood Insurance | Jennifer Versaggi |

Insurance and Trust | Why Do I need flood Insurance | Jennifer Versaggi |

events
Why Do I need flood Insurance? In the past 5 years all 50 states have experienced floods, or flash flood. Florida, in 2014 accounted for over 2655 flood claims with over $117,861,100 in money paid to policyholders. This in a year where there were no major storms had a direct hit on the state. Individuals have no idea that Flood is not included in there homeowners insurance, and are shocked when they need to make a claim. Below are some interesting facts about flood insurance and why this is an important coverage to buy, even when you don’t live in a flood zone. • According to the National Flood Insurance Program (NFIP) 20% of all flood insurance claims occur occur in preferred flood zones, and receive 1/3 of Federal Disaster…
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Hisco Appoints Real Point

Hisco Appoints Real Point

agency, insurance, Uncategorized
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